Effective Date: 01/01/2023
Account Services
| Area | Per | Fee |
|---|---|---|
| Account Activity Printout/Statement Printout | Page | $5.00 |
| Account Balancing (per hour-minimum) | Hour | $30.00 |
| Account Closing Fee (within 90 days of opening) | Account | $50.00 |
| Account Research (per hour-minimum) | Hour | $30.00 |
| Account Statement Printout (Copy) | Account | $5.00 |
| Cancelled checks returned w/ statement | Month | $3.00 |
| Check Image Copy | Each | $5.00 |
| Deposit Correction | Each | $3.00 |
| Deposited Items Copy (additional copies $.25 each) | Item | $5.00 |
| Dormant/Escheat charge (account is dormant after 18 months without customer activity) |
Month | $10.00 |
| Garnishment | Item | $125.00 |
| Legal Fees | Item | $100.00 |
| Levies | Month | $100.00 |
| Stop Payment | Item | $35.00 |
Special Mail Handling
| Area | Per | Fee |
|---|---|---|
| Mailing - Foreign | Item | $10.00 |
| Mailing - Hold | Month | $5.00 |
| Mailing - Returned Item | Item | $5.00 |
ATM Services/Charge
| Area | Per | Fee |
|---|---|---|
|
ATM Machine
(PRESTO & In-Network)
|
Item | FREE |
|
ATM Withdrawal & Balance Inquiry (Out of network)
Central Bank does not charge a fee. However, Central Bank does not control non-customer fees charged by other banks.
|
N/A | N/A |
| Check Card/Debit Card Replacement | Card | $10.00 |
| International Currency Conversion Fee | Transaction | 00.80%, |
Check Fees
| Area | Per | Fee |
|---|---|---|
| Cashiers Check - Customer | Check | $5.00 |
| Counter Temporary Checks | Check | $0.25 |
Check Collections
| Area | Per | Fee |
|---|---|---|
| Collection Item - Domestic | Item | $20.00 |
| Collection Item - International | Item | $50.00 |
Coupon Collections
| Area | Per | Fee |
|---|---|---|
| Bond Coupons | Envelope | $20.00 |
Document Services
| Area | Per | Fee |
|---|---|---|
| Fax Service | Page | $3.00 |
| Notary Service - Customer | Item | FREE |
| Photocopies | Page | $1.00 |
Miscellaneous Fees
Foreign Currency
| Area | Per | Fee |
|---|---|---|
| Under $1,000 (US) | Order | $15.00 |
| Over $1,000 (US) | Order | $20.00 |
| Overnight | Order | $40.00 |
| IRS Interest Form | Item | $5.00 |
| Night Deposit - Disposable Bag | 100 Bags | $50.00 |
| Night Deposit - Lock Bag | Bag | $25.00 |
| Night Deposit - Zipper Bag | Bag | $5.00 |
Overdraft (OD)/Return
| Area | Per | Fee |
|---|---|---|
| Overdraft Item Paid Fee (such as created by check, in-person withdrawal, ATM withdrawal, or other electronic means) | Item* | $35.00 |
| Returned Overdraft Item Fee (such as created by check, in-person withdrawal, ATM withdrawal, or other electronic means) | Item* | $35.00 |
| Sweep Transaction Charge (Overdraft Protection from another account at Central Bank) | Transfer | FREE |
OVERDRAFT: When your account balance is less than the item to be paid. We may either pay the item and overdraw your account (an overdraft item paid fee) or we may decline to pay and return the item unpaid (returned overdraft item fee). In either case we may charge you a fee.
*ITEM: Includes each order of instruction for the payment, withdrawal or transfer of funds from your account. EXAMPLE OF ITEMS: a check, an in-person withdrawal, or a type of electronic instruction (such as an online bill payment or an ACH debit)
Safe Deposit Boxes
| Area | Per | Fee |
|---|---|---|
| 3 x 5 | Year | $35.00 |
| 5 x 5 | Year | $45.00 |
| 3 x 10 | Year | $60.00 |
| 5 x 10 | Year | $70.00 |
| 10 x 10 | Year | $90.00 |
| Safe Deposit Box - Drill Fee | Box Drilled | $150.00 |
| Safe Deposit Box - Late Fee | Month | $5.00 |
| Safe Deposit Box - Lost Key | Key Lost | $25.00 |
Cash Advance
| Area | Per | Fee |
|---|---|---|
| Customer | $2,500 Limit | No Fee |
| Non-Customer | $500 Limit | $10.00 |
Wire Transfer Fees - Customers Only
| Area | Per | Fee |
|---|---|---|
| Wire Fees - Domestic Incoming | Wire | FREE |
| Wire Fees - Domestic Outgoing | Wire | $20.00 |
| Wire Fees - International Incoming | Wire | $30.00 |
| Wire Fees - International Outgoing | Wire | $50.00 |
| Wire Fees - Notification | Wire | FREE |
Internet Banking Services
| Area | Per | Fee |
|---|---|---|
| Online Banking | Month | FREE |
| Online Bill Payment | Month | FREE |
Mortgage
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